Voluntary car insurance is car insurance that is not required by law, but is voluntary to provide more comprehensive coverage than compulsory car insurance, including damage to the insured's car and the other party, as well as medical expenses. It helps reduce the risk when an accident or unexpected event occurs, and helps ease the financial burden. It has the following important characteristics

• The insured can choose the type of coverage and the amount they want.
• It has more comprehensive coverage than compulsory motor insurance or CTP.
• Additional services from the insurance company are available, such as 24-hour emergency assistance.
• Reduce conflict with the other party when an accident occurs.